Insights

What it pays, the main types, and how much people usually look at.

Replacing income if illness or injury stops you from working.

A one-time payment if you are diagnosed with a covered condition.

What is required, what is optional, and what affects your premium.

Owner, condo or tenant: what is covered and what often is not.

The main kinds of cover a small business looks at.

How an employer plan works and what happens when you leave.

Medical, cancellation and baggage cover for trips outside your province.

Liability and cancellation cover for weddings and one-off events.

Commuting is one thing and carrying clients, tools or deliveries is another. A policy is priced on how a vehicle is used.

Parents and grandparents visiting on a Super Visa must show Canadian medical insurance. Here is the general idea and where to check the rules.

Life changes faster than policies do. A once-a-year checklist helps keep coverage in line with your situation.

A child can't simply be handed a large sum. Naming a trustee, or a trust, is how families plan for that.

Home insurance treats water damage in separate pieces. Here is how sewer backup and overland flood differ, and what is often left out.

If insurers decline you, there is still a way to get required coverage. Here is how the Facility Association fits in.

Freezing is one of the more preventable causes of home damage in Canada. A practical checklist, and what it means for coverage.