How to check an insurance advisor's licence in Canada
Anyone who sells or advises on insurance in Canada generally needs a licence from the province or territory where they work. You can check a licence yourself in a few minutes. Pick your province or territory to see where.
What AdvisorPro does, and what you can do too
Before we pass a request to an advisor, we check that they hold a current licence. We rely on the registers the provinces and territories publish, so we can only be as current as those registers are.
You are also welcome to check for yourself. It is a good habit with any advisor, however you found them, and it takes only a few minutes.
What to look for
The name. It matches the person you are dealing with, and the agency or firm if they name one.
The status. The licence is current, not expired, suspended or cancelled.
The type of licence. It fits what you are asking about. Life and health insurance and general insurance (home, auto and business) are often licensed separately, and the names differ by province.
Conditions or restrictions. Some registers list limits on what a licence holder may do.
What a licence check does not tell you
A licence shows that someone is permitted to sell or advise on insurance. It does not show whether a particular recommendation is right for you. Some registers do not show complaints or discipline either, and AdvisorPro does not endorse or rank advisors.
Good questions for any advisor: which insurers they can offer, how they are paid, and what happens if you want to change your coverage later. Our questions to ask an advisor checklist has more.
If you cannot find someone
Try the last name on its own, an alternate spelling or the licence number. People sometimes work under a different name than the one you were given. If you still cannot find them, ask the advisor for their licence number or contact the regulator. It is reasonable to hold off sharing personal or payment details until you are comfortable.
If you think someone is selling insurance without a licence, contact the regulator for your province or territory.
Where to check, by province and territory
Ontario: FSRA and RIBO. FSRA licenses life, health and general insurance agents. RIBO licenses insurance brokers (home, auto and business insurance). FSRA Licensing Link. On FSRA's page, open the online insurance licensing system and choose to view agents licensed in Ontario. You can search by licence number, last name or city. RIBO Broker Search. Search by broker name, licence number or status to see whether the licence is current. RIBO has a separate brokerage (firm) search on its site. Phone: 1-800-265-3097 (Toronto 416-365-1900).
British Columbia: Insurance Council of British Columbia. Licenses insurance agents, agencies and adjusters. Insurance Licensee Directory. Shows licence status, licence class and the agencies a person is authorized to represent. It leaves out pending applications and licences that ended before March 1, 2008.
Alberta: Alberta Insurance Council. Licenses insurance agents and brokers. Agent Lookup. Confirm that an agent is licensed to offer insurance services in Alberta.
Quebec: Autorité des marchés financiers (AMF). Registers the people and firms allowed to practise, including in insurance of persons (life and health) and damage insurance. AMF register of firms and individuals authorized to practice. Check whether a person or firm has the right to practise before you deal with them. The register does not show disciplinary records. Chambre de la sécurité financière: doing business with a professional. The Chambre's own page on how to confirm that an advisor is authorized to practise. If the register finds nothing, its information centre can help. Phone: 514-282-5777 (toll free 1-800-361-9989). Email: info@chambresf.com.
Manitoba: Insurance Council of Manitoba. Licenses insurance agents, brokers and adjusters. Licence Search. Use the licensee search for a person, or the agency and sponsor search for a firm.
Saskatchewan: Insurance Councils of Saskatchewan. Licenses insurance agents. Insurance Councils of Saskatchewan. We could not find a public online licence search on the council's website when we checked. The council can confirm a licence. Phone: 306-347-0862.
Nova Scotia: Office of the Superintendent of Insurance, Nova Scotia. Licenses insurance agents, agencies and adjusters. Insurance Agent, Agency, or Adjuster Search. Search agents and adjusters by first name, last name, licence number or city or town. Agencies can be searched by name, licence number or city or town.
New Brunswick: Financial and Consumer Services Commission (FCNB). Licenses insurance agents, brokers, agencies and adjusters. Insurance agent and adjuster listing. FCNB's database of licensed agents (brokers) and adjusters. FCNB insurance licences. FCNB's own page on insurance licensing.
Newfoundland and Labrador: Government Services, Consumer and Financial Services Division. Licenses insurance agents, brokers and adjusters. Licensed insurance agents lookup. Use the Licensed Individuals Search or the Licensed Brokers and Agents Search. The division suggests contacting it if you want to verify what a search shows. Phone: 709-729-4834.
Prince Edward Island: Superintendent of Insurance, Prince Edward Island. Licenses insurance agents. Licences are valid for two years. Check Insurance Agent License. Search by name. If a listing appears, the agent has a current licence. If none appears, the agent may not be licensed or the licence may have expired. Try the last name on its own if a full name finds nothing. Phone: 902-368-4550.
Yukon: Superintendent of Insurance, Yukon. Insurers, insurance agencies and insurance professionals working in Yukon must hold a current Yukon licence. Yukon insurance registry. Check whether a company or professional is licensed. Phone: 867-667-5111 (toll free 1-800-661-0408, extension 5111).
Northwest Territories: Office of the Superintendent of Insurance, Northwest Territories. Anyone carrying on business as an insurance agent, adjuster or salesperson in the NWT must hold a valid licence. NWT insurance licence information. We did not find a public online register. The Superintendent's office can confirm whether an agent is licensed. Phone: 867-767-9177, extension 15252. Email: insurance_licensing@gov.nt.ca.
Nunavut: Office of the Superintendent of Insurance, Nunavut. Keeps a public record of the insurers, agents and brokers licensed to do business in Nunavut. Nunavut taxation and insurance. The Superintendent keeps a public record of licensed insurers, agents and brokers. We did not find an online search, so call the office to check it. Government pages move, so if this link does not open, use the phone number. Phone: 800-316-3324.
Links last checked November 2026. Regulators move their pages, so if a link no longer works, search for the regulator by name.
Do I need to check the advisor AdvisorPro connects me with?
You do not have to, and we check a licence before we pass a request on. You are welcome to check yourself as well, and it is a good habit with any advisor.
Does a licence mean the advisor is right for me?
No. A licence shows that someone is permitted to sell or advise on insurance. Whether their advice suits you depends on your situation, so ask questions and compare if you want to.
What if I cannot find the advisor in the register?
Try the last name alone or a different spelling, or ask the advisor for their licence number. If you still cannot confirm it, contact the regulator for your province or territory before sharing personal details.
General information, not advice or a recommendation. Rules differ by province and by insurer, so confirm with your insurer or a licensed advisor. This page was last checked in November 2026.