Liability coverage for weddings, parties and other events.
From a cancelled venue to an injury on the dance floor, event insurance covers the things that can turn a celebration into a liability — and increasingly, it's simply a contractual requirement from venues and vendors.
Tell us what you need and we'll connect you with a licensed insurance advisor. Talking to an advisor carries no obligation.
Usually liability, meaning injury or damage to other people or property at your event. Some policies also add cancellation or supplier-failure coverage, which helps with prepaid costs if the event can't go ahead for a reason the policy lists.
Often. Venues commonly ask for proof of liability coverage and may ask to be named on the policy. Ask the venue what they need and by when.
Your home policy may include some liability for events at your home, but limits and exclusions apply, and it generally won't cover a rented venue or a cancellation. Check your policy or ask your insurer.
It can be. Events that serve alcohol often need extra liability coverage, and venues or local rules may require it. Ask your insurer or an advisor what applies.
Early. Cancellation coverage generally only applies to reasons listed in the policy, and it is often easiest to buy soon after your first deposit. Check what your venue and suppliers already require.
Pick your province or territory for a plain-language overview of how insurance works there.