Basic auto insurance in Saskatchewan is provided by a public insurer, SGI, and is bought with your vehicle registration. Other insurance comes from private companies.
SGI's basic plate insurance is mandatory. It includes damage to your vehicle (subject to a deductible), liability of up to $200,000, and injury coverage, for which you choose between two equally priced options: no-fault or tort. Extension coverage, such as extra liability, can be bought from the insurer, broker or agent of your choice.
Standard home insurance usually covers fire, wind and hail, while flood and earthquake damage are usually optional add-ons. Spring runoff can raise flood risk in some areas, and in very high-risk areas insurers may not offer flood coverage.
The Insurance Councils of Saskatchewan (skcouncil.sk.ca) license insurance agents and adjusters in the province.
Saskatchewan's public health plan covers most medically necessary care in the province. It generally pays only part of emergency medical costs outside the province, and often much less outside Canada, which is why many travellers look at travel insurance. Read your plan's rules before you go.
General information, not advice. Rules change, so confirm with your province or territory, your insurer or a licensed advisor. Facts on this page were last checked in November 2026.
Yes. SGI's basic plate insurance is mandatory. It includes damage coverage for your vehicle, liability of up to $200,000 and injury coverage, for which you choose between no-fault and tort at the same price.
SGI is the public insurer that provides basic auto insurance. Optional coverage and all other kinds of insurance are sold by private companies, through brokers and agents.
Contact the Insurance Councils of Saskatchewan, or look someone up on its website if it has a lookup tool. An advisor should be glad to tell you which licence they hold.
It usually pays only part of emergency medical costs outside Saskatchewan, and often much less outside Canada. Many travellers add travel insurance. Read your plan's rules before you go.
Yes. Tell us what you need and where you live, and we'll pass your request to a licensed insurance advisor who can help in Saskatchewan. It's free, and talking to an advisor carries no obligation.