Insurance in Nunavut is sold by private companies, and the territory sets the minimum rules for auto insurance.
Auto insurance is mandatory and sold by private insurers. Policies must include third-party liability (the Insurance Bureau of Canada lists the minimum as $200,000), accident benefits and uninsured and unidentified automobile coverage. Check the Government of Nunavut for the current rules.
The basics apply here too: home insurance usually covers fire and wind, while flood and earthquake damage are usually optional add-ons. Which insurers sell in smaller or remote communities, and what they ask, can differ from southern Canada, so tell your advisor exactly where you live.
The Government of Nunavut's Superintendent of Insurance (gov.nu.ca/finance) oversees insurance regulation in the territory.
Nunavut's public plan is the Nunavut Health Care Plan. It generally pays only part of emergency medical costs outside the province, and often much less outside Canada, which is why many travellers look at travel insurance. Read your plan's rules before you go.
General information, not advice. Rules change, so confirm with your province or territory, your insurer or a licensed advisor. Facts on this page were last checked in November 2026.
Yes. Policies must include third-party liability (the Insurance Bureau of Canada lists the minimum as $200,000), accident benefits and uninsured and unidentified automobile coverage. Collision and comprehensive are optional.
Private insurance companies, through brokers and agents. The province or territory sets the minimum coverage every auto policy must include.
Contact the Government of Nunavut's Superintendent of Insurance, or look someone up on its website if it has a lookup tool. An advisor should be glad to tell you which licence they hold.
It usually pays only part of emergency medical costs outside Nunavut, and often much less outside Canada. Many travellers add travel insurance. Read your plan's rules before you go.
Yes. Tell us what you need and where you live, and we'll pass your request to a licensed insurance advisor who can help in Nunavut. It's free, and talking to an advisor carries no obligation.