What you'd be short each month if you couldn't work.
If you couldn't work, some income might continue, such as a disability benefit from an employer plan or a personal policy, or a partner's pay. This calculator compares that income with your monthly spending to show the monthly shortfall.
You can also enter the savings you could use and the waiting period before benefits start. It shows how many months your savings would last against the shortfall, and roughly what you'd need to get through the waiting period.
Nothing you enter is sent or saved. It's an estimate worked out only from your numbers. It isn't advice, a quote or a recommendation.
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